Payment Strategy & Design

Payment processing is one of the most critical steps in the customer engagement process. As a merchant, accepting a wide variety of tender types is your final opportunity to make a good impression on customers. With today’s technology-savvy shoppers, the advent of om­nichannel retailing, and more restrictive PCI DSS security requirements, seamless payment processing is becoming the most challenging point of integration.

Reliant can help navigate a business-driven path for the selection and integration of payment functionality. Reli­ant’s services include designing and selecting systems that ensure high reliability, low transaction processing costs and compliance with PCI DSS. Additionally, as the first compa­ny globally to be designated as a PCI Qualified Integrator & Reseller (QIR), we are experts at selecting retail systems to enable EMV transactions.

Reliant’s certified PCI QIR consulting team will comprehensively review your current payment technology & business requirements across all channels. Our extensive background in retail tech­nology systems and hands-on experience across a wide variety of payment integration technolo­gies provide our clients with an agnostic vantage point for go-forward solution payment design. 

Engagement Process with Reliant Payment Consulting Services

PROCESS STEP

DELIVERABLE

Business Requirements Analysis

Comprehensive evaluation of current payment technologies and business processes

Business requirements for payment including desired transaction capabilities, tender types and customer payment experience

Review of PCI requirements including PCI-DSS scope and gap analysis

Payment Systems Architecture

Determine capability to on-board EMV, PayPal and other tender types

Reduce PCI DSS scope using validated PA-DSS/PA-P2PE solutions and other approaches under the PCI QIR program

Introduction of Dynamic Currency Conversion (DCC), NFC, mobile POS, kiosk and/or omnichannel integration

Payment Systems Implementation

Manage implementation using PCI QIR methodology and tools

Prepare payment system for validation against PCI DSS 3.0 requirements

Align project with operations while supporting ongoing business requirements

PCI Scope Reduction

In today’s security-conscious retail environment, systems used for payment acceptance ultimately define a merchant’s PCI DSS compliance posture. Merchants that are locked into specific vendor solutions may find that these not only fail to deliver promised PCI DSS scope reduction, but also limit acceptance of new payment technologies.

Payment systems scope reduction is a common, but often misunderstood strategy for achieving PCI DSS compliance. Reliant’s deep understanding of payment systems combined with our extensive PCI implementation experience allows us to architect payment solutions that remove integrated POS systems from PCI DSS scope.

These architectures allow our customers to manage security & compliance requirements, quickly deliver applications to retail stores and provide a platform for ongoing business requirements. Reliant’s consulting staff consists of certified PCI QIR engineers fluent in multiple ERP, retail technology and payment applications. Additionally, we maintain extensive bank certification experience with all acquirers and gateway platforms.

For more information, see our data sheet.

If you wish to speak with someone directly about our capabilities, send us an e-mail or call us at 917-338-2200.